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Top Reasons to Buy a Home during the Holidays

Published on December 3, 2015

Spring and Summer may be the most popular times for many to find their new home, but there are plenty of benefits to buying a home during the holiday season! Homes are typically priced to sell, there is often less competition from other buyers, and you may receive more one on one focus from your mortgage lender, which can result in receiving faster loan approval and closings, during the slower time of the year.

Here are the top 4 reasons to start that buying process now!

1. Less Competition
With fewer buyers looking during the holiday season, the chance of multiple offers and bidding wars can be lowered. This can lessen the stress of home buying and increase the chances of getting into that perfect place even when fewer homes may be available.

2. Motivated Sellers/Room to Negotiate
During the holidays, sellers often have to adjust their pricing or make other allowances if they want to sell quickly with less potential buyers in the market. This is good to keep in mind during your search as possible bargains may be available with more room for negotiation. Of course, your professional broker should be able to advise you on making the ideal offer.

3. Potential Tax Advantages
Consult with a tax professional before purchase, but you may be able to deduct property taxes, mortgage interest, and points that you paid upon closing. Some find it to be of benefit to close on a home before the end of the year for tax breaks.

4. Faster Closings
Lenders (and real estate professionals) typically want to complete their open transactions and close their books before the end of the year. Sellers also want to move on to their new home quickly before the holidays. With all parties being highly motivated and fewer transactions happening during this time, it can lead to an easy and speedy closing for all involved.

You may find that buying a home during the Winter holiday season is the ideal time for you!  If you’re looking to start the search for that perfect home, please contact us today!

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